Insurance for car rental in Iceland
Insurance for car rental in Iceland varies depending on your needs. We offer different level of protection designed with flexibility in mind as our customers have different needs.
Basic insurance (Included)
Collision Damage Waiver (CDW) is included in the vehicle rental price. CDW is a Motor hull insurance that compensates for example for the damage, destruction and loss of the rental car. CDW does not cover personal belongings lost, damaged or stolen.which limits the lessee’s/driver’s liability to a certain amount.
The liability amount is 240.000 ISK for passenger cars and 340.000 ISK for 4x4/AWD vehicles, 7-seaters and 9-seaters.
Theft Protection (TP) is included in our basic insurance, Collision Damage Waiver (CDW).
Additional car rental insurance
Windshield protection is to cover your front windshield from damage such as chips and cracks caused by gravel and stones. Windshields are very expensive in Iceland. It is also the most common damage that occurs to renters.
The deductible is 30.000 ISK for 2x4 passenger cars and 40.000 ISK for AWD/4x4 vehicles and 7 seats passenger vans and larger
Super Collision Damage Waiver (SCDW) reduces the lessee’s/driver’s liability even further than CDW. The liability amount and the price of the insurance is displayed during the booking process as it depends on the class and type of the rental car. This is an optional upgrade to the CDW
The deductible is 80.000 ISK for 2x4 passanger cars and 110.000 ISK for AWD/4x4 vehicles and 7 seats passenger vans and larger.
Grand Collision Damage Waiver (Grand CDW) includes Super Collision Damage Waiver (Super CDW) and in addition it covers damages on windshields, front lights and paint of the rent a car which is caused by gravel or stones that hit the rental car from a passing vehice on a gravel road. It also covers damages to the chassis of the hire car, such as to the exhaust system, gear-box and engine if the vehicle scrapes the surface of a regular road or on F-marked roads for those rental cars which are fit for such roads. This is an optional upgrade to the SCDW.
The deductible is 50.000 ISK for 2x4 passenger cars and 70.000 ISK for AWD/4x4 vehicles and 7 seats passenger vans and larger
Sand and Ash Damage Waiver (SAAP)
Iceland can be very windy and frequent sandstorms can easily blow the sand or the ash at the car and causing serious damages to the painting on the cars.
The deductible is 140.000 ISK for 2x4 passenger cars and 200.000 ISK for AWD/4x4 vehicles and 7 seats passenger vans and larger
Premium Collision Damage Waiver (PCDW)
For your complete peace of mind we offer the most comprehensive collision damage waiver available for rental cars in Iceland. The premium has no deductible.
River Ford Crossing (RFC) is a a specific water- damage insurance coverage, which includes negotiating AWD/4x4 vehicles across fords at speed less than 4 kilometres per hour. Own risk in each case of damage shall be specified in the rental agreement. The deductible is 500.000 ISK.
You can either book the insurance coverage when booking online or at the counter when you pick up the car. If you book it online you can easily change your insurance at the counter or by sending us an email at email@example.com.